Is Your Business Ready for an Earthquake?

Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen, mostly because they are unprepared. "Is Your Business Ready" questionnaires are a great place...

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Medicare Part B Premiums Rising 10%

The standard monthly Medicare Part B premium will increase 6% for 2024, about $10 more than what seniors are paying in 2023. Medicare Part B covers doctor's services, outpatient hospital services, some home health services and durable medical equipment. The Centers...

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Climb the Annuity Ladder to a Better Retirement

Due to countless medical advances and healthier lifestyles, U.S. retirees are living increasingly longer lives.A healthy 65-year-old man has a 24% chance of living to the age of 90 or older, and a healthy woman has a 35% chance of living that long. While this is great...

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Why a Power of Attorney Document is So Vital

Disability and incapacitation can strike any of us at any time. Spending a couple of weeks "getting your affairs in order" is frequently not an option.  Failing to do so can cause enormous financial and legal problems for you, your loved ones and the people trying to...

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Assets that Can Be Put into a Revocable Living Trust

In preparing for the possibility of mental incapacity, people who create a revocable living trust are not done with their estate planning after they sign the trust. After the agreement is signed, it is necessary to fund it with assets. There are several types of...

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Six Most Common Errors Medicare Enrollees Make

Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing, and an overabundance of information to plow through with each one, most people just get frustrated and...

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How to Handle Spousal Coverage for Your Staff

While the Affordable Care Act requires employers to offer coverage for employees' adult children until the age of 26, it does not require them to offer coverage to their workers' spouses. As employers try to balance the costs of offering health coverage, spousal...

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