Articles
After Storms, Watch Out for ‘Storm Chaser’ Scammers
After their property suffers storm damage, homeowners and small businesses alike need to be careful as dishonest contractors and fake charities swoop in. In a scene that's becoming increasingly common after a catastrophe, unscrupulous "storm chasers" are targeting...
TikTok-Inspired Kia, Hyundai Thefts Give Insurers Cold Feet
Some insurance companies have started refusing to cover certain Kia and Hyundai model years after viral videos on social media platform TikTok show how easy these vehicles are to steal, according to news reports. The videos have spawned a surge in thefts of certain...
Watch Out for Insurance Gaps If Getting into the Airbnb Game
Many Americans hoping to cash in on Airbnb will supplement their income by renting out a room in their home or an entire house, apartment or condo via the vacation rental company. If you are considering turning a property or part of your home or condo into an Airbnb...
‘Family Glitch’ Fixed by Regulations That Took Effect for 2023
Thanks to new regulations that took effect Jan. 1, it will be easier for dependents of an employee with employer-sponsored family health coverage to seek out coverage and subsidies on the Marketplace if they are in a plan that is deemed unaffordable under the...
Centers of Excellence Save Money, but Have More Benefits Too
As health insurance and health care costs continue rising, more employers and health plans are turning to centers of excellence to manage patients with chronic conditions. Centers of excellence are unique operations that focus on containing costs and delivering...
Why Your Staff Needs Short- and Long-Term Disability Coverage
No one plans on becoming disabled and missing work, but it can happen. An illness or an accident could cause one of your employees to be unable to work for months, or even years. While their health insurance will cover their medical expenses, it won't cover the cost...
Flood Insurance Can Save Your Firm from Calamity
As storms and hurricanes cause greater flood damage with each passing year, businesses that are not properly insured could be left paying for damage to their properties out of pocket. Despite flooding events increasing, it's noteworthy that many companies located in...
It’s Time to Post Your OSHA Form 300A
Employers with 10 or more employees must post their completed OSHA Form 300A by Feb. 1 and keep it posted in their workplace until April 30. The form must be posted where the company usually posts other employee notices, like minimum wage and workplace safety notices....
Inventory of All Connected Assets Can Thwart Cyber Attacks
As businesses use more and more devices in their operations, their vulnerability to cyber attacks increases exponentially. Some employees may have a work smartphone, a laptop for the road and a desktop unit for when they work in the office. And there may be other...
FTC Moves to Ban Non-Compete Agreements
Businesses have used non-compete agreements, with varying degrees of success, for years, but the end may be near for these contracts. On Jan. 5, 2023, the U.S. Federal Trade Commission proposed a regulation that would prohibit the use of most non-compete agreements....
Employment Liability Threat Grows; What to Watch Out for
One of the biggest lawsuit threats U.S. businesses face is from their own employees. Any company with staff — be that one or 500 — can be sued, and even if the case never goes to court, it can create a significant burden for your business. While most cases are settled...
Are Your Staff Prepared for a Workplace Emergency?
Emergencies usually happen without notice, but if you have an emergency action plan in place and have trained workers to respond quickly and appropriately, you have a better chance of weathering the event, relieving anxiety – and potentially saving lives. Management...