Expressing Gratitude Can Reduce Your Stress

These days most adults and many kids are leading stressful lives. Some have more pressures than others, but stress is relative and depending on our circumstances and overall state of mind, it can have detrimental effects on our health. There are a number of ways to...

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Three New Year’s Resolutions for Peace of Mind

While you've probably made some sound New Year's resolutions for 2022, you may also want to consider a few that will give you more peace of mind and better protection. Our ideas for insurance-related resolutions can save you money and ensure that all of your important...

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Spring Showers Bring Water Damage; Be Prepared

The old saying goes "April showers bring May flowers." However, those same showers can also bring something unwanted: water damage. Rain that exceeds the capacity of storm sewers, sump systems, bodies of water and the ground's ability to absorb and hold water can...

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Does Homeowner’s Insurance Cover Damage to Your Foundation?

If you find signs that your house's foundation may be damaged, it's obviously disconcerting since it is the support structure for your entire home. A damaged foundation can wreak havoc, putting your home off kilter — and making those repairs can be costly. You may...

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Car Safety Features That Can Reduce Your Premium

The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident. The good news is that besides saving lives, if you purchase a car with these features, you may earn a discount on your insurance premium. There are a...

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Higher Flood Insurance Premiums May Be Coming Your Way

The way the National Flood Insurance Program sets premiums for coverage changed for the first time in 50 years recently. While most people who buy flood insurance will see small monthly increases, others will not. The new rating system, which rerates all of the...

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Employers Curtail Health Cost-Shifting to Workers

One of the health insurance trends that went largely unnoticed in 2021 was that employers halted cost-shifting to their employees by reducing or holding steady workers' deductibles and other cost-sharing. That's according to a new study by consulting firm Mercer,...

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IRS to Get Tough on ACA Reporting Form Mistakes

The time when the IRS offers relief from financial penalties to employers that make errors on their group health insurance reporting forms has come to an end. Starting this year, the IRS will no longer offer protection against reporting error penalties when...

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Seven Reasons Regular Dental Care Is Essential

Millions of people in the United States do not receive proper dental care because of various barriers limiting their access to dentists, according to a new report. Economic, cultural, geographic and structural factors all play a part in this issue, according to a...

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