Articles

Understanding Your Medicare Choices

Medicare health benefits seem confusing to many people, so it is important to learn what is available and what to expect before you have to sign up. You have three months before you turn 65, the month you turn and three months after you are 65 to decide how extensive...

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Cashing Out Your Life Insurance Policy with a Life Settlement

You've probably heard the term "life insurance settlement" countless times on the news or from friends. It can be confusing since life insurance policies usually only pay out after someone's death. But these settlements can be a life saver for someone with a policy...

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Avoid Costly Mistakes When Purchasing Life Insurance

When considering life insurance, many consumers believe term insurance is the best option. However, this is not always the case. In fact, that choice depends on your life circumstances. It is true that term life insurance, which covers you for a specified amount of...

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Nine Ways to Keep Your Home Safe and Secure

Your home is probably your most valuable possession, along with everything inside. It is a place you want to feel safe and secure from the potential dangers of the outside world. Employing and engaging in some basic best practices around home security is the first...

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Protecting Your Valuables: Home Safe vs. Safe-Deposit Box

While most of us take steps to protect our assets from fire and theft, there are some items in your home that you likely cannot afford to lose in any circumstances. Think: birth certificates, passports, Social Security cards, tax documents and any collections of...

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What Everyone Should Know About Umbrella Insurance

Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of a million dollars. Sometimes known as excess liability or personal liability insurance, umbrella insurance doesn't stand alone. Instead, it adds another layer...

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More Employers Add Narrow Networks to Offerings

More employers are including narrow provider network insurance plans among their plan offerings to their employees to give them a lower-cost premium option. Narrow provider networks limit the number of covered providers included in health insurance plans. While these...

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Many Employees Choosing the Wrong Health Plans

A new study  has found that many people in employer-sponsored health plans are enrolling in plans that are costing them more than they ought to be paying. Many employees choose pricey plans with low deductibles, which force them to spend more up front on premiums to...

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Inflation Could Hit Group Health Insurance Premiums

The health care sector is not immune to the effects of spiking inflation, and the increasing cost of care is likely to spill over into health insurance — but it's uncertain by how much. Mid-year is the time that health insurers start setting their pricing for the...

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Importance of Educating Gen Z Workers on Benefits

It always takes more time than usual to onboard new employees — particularly ones who are new to the workforce altogether — to your employee benefits plans. Keep in mind that the ritual of choosing a benefits package is a brand-new experience for people who are...

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Time to Comply with Health Plan Transparency Rules

July 1 was the deadline for health plans to make public their in-network negotiated rates, out-of-network billed charges, and more. While health plans will be required to post this information, employers who sponsor their group health insurance for their employees...

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