Articles

What Companies are Doing for Holiday Parties During Pandemic

One of the hallmarks of the holiday season is the company Christmas party, but with the COVID-19 pandemic in hyperdrive, many companies are rethinking their plans. A number of businesses have cancelled their parties altogether, but other managers feel that in light of...

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Your New Year Insurance Checklist

As 2021 gets underway and while you're making New Year's resolutions, you should also resolve to review the state of your business's insurance program. The best way to do that is to start by reviewing your enterprise's activities in the past year and how they may...

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New Rule Requires Greater Health Plan Transparency

The Trump Administration has issued a new rule that will require greater price transparency on the part of health insurers, including the rates charged by in-network physicians and copays and costs of drugs. The final rule requires health plans and health insurers to...

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How the Pandemic May Affect Your Homeowner’s Insurance

While COVID-19 continues raging across the country, the pandemic has made many people worry about their homeowner's insurance coverage. We've all seen how the pandemic has damaged the U.S. economy and it is affecting the insurance industry as well, prompting some to...

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Understanding the Term ‘Totaled Vehicle’

You've had an accident and your vehicle is in bad shape. After you report your claim, the insurance company sends out an adjuster to determine if it is worth paying out for the required repairs or instead of paying you for the value of the vehicle at the time of the...

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Pandemic-related Charity Fraud Booms: FBI

Many Americans want to help during the COVID-19 pandemic by contributing to charities, but the FBI is warning that scammers also are angling to get at your money by posing as charities to help coronavirus victims. Nationwide, the FBI and other law enforcement agencies...

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Losing Everything Due to Inadequate Auto Liability Coverage

All states set minimum coverage levels for drivers, but if you are involved in a serious accident, minimal coverage may not get you off the hook for the full extent of damages. Your state's goal is to make the required insurance affordable, but in many cases the...

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It’s Time to See a Dentist When…

If you are not seeing your dentist every six months for checkups, you should start immediately as doing so can prevent more serious problems in the future. But if you are between visits or haven't seen your dentist for a while, if any of the following signs arise, you...

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New Fitness Guidelines for Children and Adults

The U.S. Department of Health and Human Services has issued new fitness guidelines that recommend adults get two and a half hours of moderate exercise every week, at a minimum. The slogan of the new guidelines is "move more, sit less," in an attempt to address the two...

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Uncertainty Weighs on Group Plan Cost Expectations

U.S. employers are expecting their group health insurance costs to climb 4.4% in 2021, despite the ravages of pandemic and a likely uptick in health care usage next year, according to a new survey. The expected rate increases are on par with much of the last few...

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Helping Your Older Workers Transition to Medicare

As health insurance costs rise and our workforce ages, fewer employers are providing retiree health insurance benefits to their older workers, and are instead asking them to sign up for Medicare. It's a delicate situation as some older workers may resent being pushed...

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