Articles

Own a Condo? Make Sure You Have the Right Insurance Policy

Knowing what type of insurance you need if you live in a condominium can be confusing. After all, while you own your unit and everything inside its walls, you obviously are not required to insure the entire building, which you don't own. It's important that you secure...

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What You Need to Know About Flood Insurance

According to the Federal Emergency Management Agency, 99% of counties in the U.S. experienced flooding between 1996 and 2019 and many of those affected were not in areas traditionally associated with floods, The Washington Post recently reported. Property owners in...

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Essential Vehicle Features that Enhance Driving Safety

Winter driving can be challenging, with icy roads, snow-covered surfaces and frigid temperatures posing significant risks to drivers. While safe driving plays a critical role, many modern vehicles come equipped with advanced safety features designed to enhance winter...

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Insure Your Boat In and Out of the Water

Millions of Americans take to the water each year during boating season, traveling the nation's coastlines, rivers, lakes and canals.  The watercraft range from simple rowboats to jet skis to small motorboats to luxury yachts. Boat owners spend significant amounts of...

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Is Your Business Ready for an Earthquake?

Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen, mostly because they are unprepared. "Is Your Business Ready" questionnaires are a great place...

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Medicare Part B Premiums Rising 10%

The standard monthly Medicare Part B premium will increase 6% for 2024, about $10 more than what seniors are paying in 2023. Medicare Part B covers doctor's services, outpatient hospital services, some home health services and durable medical equipment. The Centers...

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Climb the Annuity Ladder to a Better Retirement

Due to countless medical advances and healthier lifestyles, U.S. retirees are living increasingly longer lives.A healthy 65-year-old man has a 24% chance of living to the age of 90 or older, and a healthy woman has a 35% chance of living that long. While this is great...

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Why a Power of Attorney Document is So Vital

Disability and incapacitation can strike any of us at any time. Spending a couple of weeks "getting your affairs in order" is frequently not an option.  Failing to do so can cause enormous financial and legal problems for you, your loved ones and the people trying to...

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