Articles

With climate change concerns growing, some people have started taking steps to reduce their carbon footprint while behind the wheel. While you can go all in and buy an electric vehicle, there are actually things you can do with a gas-powered car that will use less...

When you own a home, you may have extenuating circumstances and/or own property that your insurance might not cover. In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy if you have to file a claim....

Homeowner's and renter's insurance provides vital protection against a range of risks, from property damage to liability claims. However, many homeowners are unaware that their policies come with sublimits for certain household items. These are caps placed on the...

The Centers for Medicare and Medicaid Services has published a final rule aimed at improving how prior authorizations are handled by health insurers. The measure primarily limits the time insurers have to approve or deny requests. In addressing wait times for prior...

Since billionaire businessman Mark Cuban entered the health care space with Cost Plus Drug Co., which he launched in May 2020, he has gotten a new perspective on the value that most CEOs place on their group health insurance benefits. And what he has found is a lot of...

As the economy continues roaring, the market for top talent stays exceedingly competitive. Multiple studies have consistently shown that a robust set of employee benefits is a vital component of an overall compensation package. But it's tough for smaller companies to...

Most employers offer major medical coverage to their full-time employees. But that still leaves workers and their families with significant exposure to financial hardship in the event of a serious medical emergency. For example, even with insurance, treating a broken...

As health insurance and health care costs continue climbing, some employers are taking new and innovative steps to tamp down costs for themselves and their covered employees while not sacrificing the quality of care they receive. Some of the strategies require a...

More employers and health plans are offering new online tools to help their employees better navigate their health care and group plan benefits, which are often a source of confusion and frustration for many American workers. These tools, known as navigation...

With multiple generations working side-by-side in this economy, the needs of your staff in terms of employee benefits will vary greatly depending on their age. You may have baby boomers who are nearing retirement and have health issues, working with staff in their 30s...

As more and more C-level executives retire and the market for more upper-management talent shrinks, employers are increasingly having to offer more aggressive benefits and compensation packages to attract and retain them. While you may provide 401(k) benefits to your...

A new area of potential liability for employers was recently opened when a class-action suit was filed against Johnson & Johnson, accusing it of mismanaging its pharmacy benefit manager plan, resulting in the health plan and its enrollees overspending millions of...