Articles
Flood Insurance Can Save Your Firm from Calamity
As storms and hurricanes cause greater flood damage with each passing year, businesses that are not properly insured could be left paying for damage to their properties out of pocket. Despite flooding events increasing, it's noteworthy that many companies located in...
It’s Time to Post Your OSHA Form 300A
Employers with 10 or more employees must post their completed OSHA Form 300A by Feb. 1 and keep it posted in their workplace until April 30. The form must be posted where the company usually posts other employee notices, like minimum wage and workplace safety notices....
Inventory of All Connected Assets Can Thwart Cyber Attacks
As businesses use more and more devices in their operations, their vulnerability to cyber attacks increases exponentially. Some employees may have a work smartphone, a laptop for the road and a desktop unit for when they work in the office. And there may be other...
FTC Moves to Ban Non-Compete Agreements
Businesses have used non-compete agreements, with varying degrees of success, for years, but the end may be near for these contracts. On Jan. 5, 2023, the U.S. Federal Trade Commission proposed a regulation that would prohibit the use of most non-compete agreements....
Employment Liability Threat Grows; What to Watch Out for
One of the biggest lawsuit threats U.S. businesses face is from their own employees. Any company with staff — be that one or 500 — can be sued, and even if the case never goes to court, it can create a significant burden for your business. While most cases are settled...
Are Your Staff Prepared for a Workplace Emergency?
Emergencies usually happen without notice, but if you have an emergency action plan in place and have trained workers to respond quickly and appropriately, you have a better chance of weathering the event, relieving anxiety – and potentially saving lives. Management...
Accidental Death & Dismemberment and Your Life Insurance —
What You Need to Know We all understand the importance of carrying life insurance, particularly if you have a family that depends on your income. But if you were to have bad accident that left you with the loss of a limb, eyesight or hearing, you would be unable to...
Technologies That Help You Get the Most out of Your Health Plan
By now you have probably had at least one online or virtual visit with your doctor or other provider as the technology became the norm during the pandemic. While this form of medicine seems like it's here to stay, there are other technologies that you can use to get...
How to Cover Your Expenses If Laid Up from a Serious Illness
While your health insurance will cover most of your health care costs, if you are hit with a serious illness, you'll likely be out more than just your out-of-pocket expenses for health care. The time off recuperating or receiving treatment can cut into your ability to...
Medicare Star Rating Drops: What Should You Do?
If you've been looking at swapping out your Medicare Advantage plan for another, you may have noticed that your existing plan's "star rating" has changed. If it hasn't dropped: Congratulations. One in four plans that had a Medicare star rating of four or more in 2022...
Annuities, Inflation and Recessions — Oh My!
Annuities are ideal retirement assets. They can be useful in buttressing your retirement portfolio against the twin threats of recession — which is usually accompanied by big declines in stock prices — and inflation, which eats away at the purchasing power of your...
Study: Medicare Advantage Plans Offer More Mental Health Services
The mental health crisis afflicting Americans in the wake of the COVID-19 pandemic is having a disproportionate effect on seniors, but those who are enrolled in Original Medicare may not be getting the same treatment and attention as Medicare Advantage enrollees....