Articles

COBRA Subsidies Ending and Employers Must Send Out Notices

The 100% COBRA health insurance subsidies for workers who lost their jobs during the COVID-19 pandemic are about to expire on Sept. 30, and that means employers who have former staff receiving those subsidies must notify them of their expiration. If you have former...

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An Employer Guide to Open Enrollment for the 2022 Policy Year

With the COVID-19 pandemic continuing to throw a wrench into the economy and the workplace, employers are gearing up for another unusual open enrollment for their group health plans for the 2022 policy year. As a result of the pandemic, your employees' priorities may...

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Accident Insurance Can Save Your Workers from Ruin

Even if you are providing your staff with health benefits, they could be left under great financial pressure if one of them has a major accident off the job that leaves them debilitated and unable to work. Millions of working Americans struggle with managing...

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Don’t Let Laying Off Employees Become a Safety Hazard

There is never a good time to be laid off from a job. In addition to the loss of income, many people define themselves by what they do. To these employees, being laid off can be a blow both economically and emotionally. That's why it's so important to relay this news...

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Small Firms Saddled with Majority of Tort Liability Costs

Despite accounting for 19% of revenues among firms in the United States, small businesses shoulder more than 53% of all commercial tort liability costs, according to a new report by the U.S. Chamber Institute for Legal Reform. The story is worse for the business with...

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Housekeeping Makes for a Safer Workplace

One of the best ways to avoid workplace injuries is through regular housekeeping and tidying up. Though businesses are not required to have written housekeeping procedures, keeping a tidy and organized workplace makes the job of safety compliance easier. Orderliness...

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Practice Safe Driving When Operating a Forklift

Tens of thousands of forklift-related injuries occur every year in U.S. workplaces, most of them preventable. Employees may be injured when a lift falls between loading docks and an unsecured trailer, and others are injured or even killed when forklifts are...

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Why Some Businesses Need Terrorism Insurance

While the U.S. has escaped a major terrorist attack for a few years now, the threat is always present as there are many organizations and lone wolves that would like to do harm to people and property. Besides the risk of loss of life and injuries, an act of terrorism...

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Treat Your Insurance Polices as Valuable Assets

Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must be actively managed if their full...

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Health Plan Rebates in 2021 to Be Second Highest on Record

Health insurers are expected to pay out $1.5 billion in rebates to people enrolled in individual health plans this year, after seeing the use of health care services plummet during the COVID-19 pandemic. That's according to a Kaiser Family Foundation estimate in...

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