Articles

As weather systems and storms grow more frequent, more severe — and wetter — more areas that were once considered safe from flooding are now exposed. That puts many homeowners in a quandary. They may live in an area that's considered low risk by the Federal Emergency...

Many homeowners who are renovating their homes, or building a new one, make the expensive mistake of not securing additional coverage during the construction phase. A fire may destroy your materials and equipment, or thieves clean you out in the dead of night. When...

The majority of homeowner's insurance policies have what's known as "replacement coverage," which will cover the costs of repairs or reconstruction to rebuild your home to its original state after a covered event. But thanks to rising costs of construction, including...

Regulations enacted in late 2022 require insurance companies in California to recognize and reward homeowners that take steps to harden and protect their homes from wildfire risk. The regulation is aimed at bringing some semblance of relief for homeowners in areas...

More and more residents of smaller towns and cities in California are facing a stark reality of having their insurer non-renew their homeowner's insurance policy, only to find few if any other carriers willing to step up to take on the risk. The reason, of course, is...

Life in most of parts of California comes with the inherent risk that an earthquake can strike suddenly and without warning. You probably didn't know that the state has more than 10,000 seismic events every year, but fortunately most of them are too small for people...

A new study has found that individuals enrolled in high-deductible health plans (HDHPs) are more engaged than their traditional plan counterparts during open enrollment, spending more time on choosing plans and using employer-provided tools to help them make their...

A bipartisan group of House legislators in February reintroduced legislation from 2022 that would pave the way for employer-sponsored, stand-alone telehealth benefits plans. The bill is important as the current law allowing health insurers to cover telehealth benefits...

Large employers are unwavering in their plans to continue offering group health plans to their workers instead of funding individual reimbursement accounts that would allow them to shop for plans on government-run exchanges, according to new research. The poll of 26...

Both employers and employees have much to gain from a solid voluntary benefits program. For employees, being able to enroll in an insurance product through a workplace voluntary benefits program offers them the advantage of group pricing, the convenience of paying...

The owners of a new company found a building on the market for an affordable price, so they bought it. Built in the 1940s to manufacture aircraft for the war effort, the metal structure had a large open space. The company occupying this space was in the software...

Phishing attacks on enterprise and employee-owned smartphones increased 10% in 2022, according to a new report highlighting the continuing and growing risk of these attacks. As more businesses have adopted bring-your-own-device (BYOD) policies, the risks grow for...