Articles
Drivers Expect Too Much from Car Safety Technology: Study
A study by the AAA Foundation for Traffic Safety has found that too many drivers are unaware of the safety limitations of the advanced driver-assistance systems in their vehicles. As a result, they are taking for granted that these systems will always warn them or...
Chronic Conditions Driving Health Care Costs
A new report has found that the top driver of health care costs in the U.S. is chronic conditions, emphasizing the role that employers can assume in helping their employees better maintain these ailments. Chronic diseases are a major strain on the health care system,...
Annual Insurance Reviews are Crucial to Growing Businesses
One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let's say you started your business 10 years ago with just a small space and computer desk. Today,...
As Construction Rebounds, Double Down on Safety
Employment in the construction industry is surging as pent-up demand means that more homes are being built at a brisk pace. But this new growth in housing has come at a price for those working in the industry: a significant jump in construction workplace deaths and...
Workers’ Comp Audit Mistakes: What to Look For
No company owner wants to undergo a workers' compensation audit, but they are a fact of life if you run a business and have employees. Unfortunately, many audits don't go smoothly and sometimes your insurer may make mistakes. Missouri-based Workers' Compensation...
New Joint-Employer Status Rule Increases Company Risks
The National Labor Relations Board has issued a final rule that expands the definition of what's considered a joint-employer relationship and increases employers' potential liability. Under the rule, two or more entities may be considered joint employers if they share...
Have Dangerous Substances On-site? Train Your Workers
Have Dangerous Substances On-site? Train Your Workers If you have employees whose work involves the use of chemicals, solvents and other hazardous materials, OSHA requires that you train them in their safe use, transport and storage, and a key component of that is...
Free Access to Paxlovid to Continue Through 2024
Seniors on Medicare will continue to have free access through 2024 to the go-to treatment for COVID-19 infections, Paxlovid, which has shown to significantly reduce the risk of serious illness and death among older people. This is the result of an agreement between...
Report: Most Small Businesses Are Underinsured
It is good news that small businesses are thriving, with many of them enjoying growing sales over the last two years. The bad news is that their insurance protection has not kept pace, according to a recent report. That means an accidental loss could undo all the...
Prevent Drunk Driving at the Holidays
The holiday season is fast approaching and with it comes a surge in drunk driving as many festivities include alcohol consumption for many Americans. Studies have found that traffic fatalities do tend to spike around Christmas, New Year's Eve and Fourth of July. The...
Controlling the Risks of Business Vehicles
As the cost of commercial auto insurance continues climbing at unprecedented rates, any business with vehicles has to make sure that it has procedures and policies in place to reduce the chances of its drivers causing accidents. When a business entrusts a vehicle to...
More Employers Offering Deductible-Free Plans
As more Americans struggle with medical costs and rising out-of-pocket expenses, more employers are starting to offer deductible-free plans, according to a new report. Mercer's "2023-2024 Inside Employees' Minds" survey results jibe with other reports that some...