Articles
When Your Heirs Have Special Needs
About one in six children between ages three and 17 has a developmental disability, according to the Centers for Disease Control and Prevention. But a University of Illinois study found that fewer than half of parents of disabled children are actively planning for...
Season’ Greetings
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Brown &...
Photo Copyright Owners Take Aim at Businesses Using Their Images on Websites, Blogs
More and more companies are getting unwelcome letters notifying them they've impinged on someone's copyright when they used an image found on the internet. This can happen when businesses build their own websites, or upload blog posts on their website or marketing or...
New Employees Account for Large Share of Workplace Injuries
A significant share of overall workplace injuries occur during new employees' first year on the job, according to a recent study. The report by Travelers Cos., Inc. found that over a five-year period, injuries to new employees accounted for 35% of all workplace...
Cost of Commercial Property Insurance Surges Thanks to Inflation, Climate Change
As climate change continues to create more turbulent weather and natural catastrophes, commercial property insurance rates are still climbing — and the recent surge in inflation is adding fuel to the cost of coverage. While overall commercial property rates...
Reporting Workers’ Comp Claims Late Can Push up Costs Nearly 50%
One of the keys to keeping the costs of a workers' compensation claim from spiraling out of control is prompt claims reporting. Claims are routinely filed late, either by the injured worker who fails to report it to the employer, or the employer dawdling or...
Spiking Materials Costs Imperil Apartment, Commercial Projects
Construction firms are reeling from snowballing costs of building materials due to spiking demand and supply chain snarls that are resulting in massive budget cost overruns. This is especially affecting construction businesses that are managing apartment or commercial...
Playing It Safe During the Holidays
As the holiday season nears, your business will have new safety considerations to confront. From holiday parties and risk of electrical shock to fires and trips and falls, companies have a set of safety and risk management challenges that may not be present during...
A Hacker’s Tips on Keeping Your Personal Data Safe
One big concern for all of us these days is online safety and protecting our personally identifiable information and credit card information. Not only that, but clicking on a nefarious link on a website or in an e-mail can unleash a cyber attack on your computer with...
Plan Now for Your Child’s Insurance at College
If your child is gearing up to attend college, they will leave the comforts of home to likely be on their own for the first time. And while they and their belongings have been under the protective cus If your child is gearing up to attend college, they will leave the...
Medicare Alzheimer’s Drug Decision – Its Effect on Rates, Coverage
The Centers for Medicare and Medicaid Services has announced that it will only cover the controversial Alzheimer's therapy Aduhelm for Medicare patients who are in clinical trials. Besides setting clear-cut rules for when Medicare will cover the drug, it also sets the...
Myth Debunked: Most Providers Accept New Medicare Patients
A new study seems to blow a hole in the myth that many primary care physicians won't accept new Medicare patients because the reimbursements are notoriously low. In fact, the majority of office-based doctors accept both new Medicare and privately insured patients,...