Articles

A new study has found that a majority of policyholders would not install smart home devices or have a data-sharing device installed on their vehicle just to get a discount on their insurance premiums. New technology can monitor your driving habits in real time — and...

When you are deemed at fault for an accident your liability coverage can protect you. But what if your liability coverage is not enough to cover the cost of damages or litigation? This is where umbrella insurance comes to the fore. If costs associated with an accident...

One of the most difficult aspects of annual open enrollment is reaching workers who are disengaged from the process and never bother signing up for your group health plan and other benefits they could take advantage of. While employers shoot for maximum employee...

As group health costs continue climbing and more employees struggle with the cost of premiums and out-of-pocket expenses, some employers are starting to take a second look at self-funded, or partially self-funded plans. These plans give employers more skin in the game...

The Biden administration has proposed a new federal rule that will make it more difficult for employers to classify workers as independent contractors. If the new rule takes effect, companies that use independent contractors will have to reevaluate their relationships...

Language barriers can present real threats to worker safety, particularly in certain industries that employ a larger share of non-native English speakers. Only 57% of U.S. agricultural workers in 2019 were born in this country, including Puerto Rico, according to U.S....

Insurers are increasingly using social media to track down workers who are perpetrating workers' compensation fraud by faking injuries or staying on the dole after they have healed up. Investigators are using Facebook, Instagram, TikTok and other online social media...

You may not think that as a tax preparer you need a great deal of insurance coverage. However, if you make a mistake that costs a client dearly with the IRS, you could be sued. And without proper insurance coverage you could be forced to pay for legal fees and any...

Safety Tips for Heavy Equipment Operation A job site crawling with bulldozers, cranes, scrapers and tractors can sometimes feel like a danger zone. However, with the proper heavy equipment safety guidelines in place, you can reduce risk and ensure your workers head...

Every year, OSHA cites thousands of companies for violating workplace safety regulations, but there are some standards that are cited much more than others. To educate employers on workplace dangers, the industrial safety agency publishes a list of its top 10...

Most new vehicles on the market come with keyless entry systems that use a "smart key" that allows them to lock and unlock their doors, trunk or tailgate and start the car from afar. But while these smart keys have made starting, locking and unlocking your car easier...

A new study has found that many people who interact with their mobile phones while behind the wheel do so because of pressure from their bosses to answer calls, emails and text messages even if they are not on the clock. Employers that pressure their staff to respond...