Articles
Report: Most Small Businesses Are Underinsured
It is good news that small businesses are thriving, with many of them enjoying growing sales over the last two years. The bad news is that their insurance protection has not kept pace, according to a recent report. That means an accidental loss could undo all the...
Prevent Drunk Driving at the Holidays
The holiday season is fast approaching and with it comes a surge in drunk driving as many festivities include alcohol consumption for many Americans. Studies have found that traffic fatalities do tend to spike around Christmas, New Year's Eve and Fourth of July. The...
Controlling the Risks of Business Vehicles
As the cost of commercial auto insurance continues climbing at unprecedented rates, any business with vehicles has to make sure that it has procedures and policies in place to reduce the chances of its drivers causing accidents. When a business entrusts a vehicle to...
More Employers Offering Deductible-Free Plans
As more Americans struggle with medical costs and rising out-of-pocket expenses, more employers are starting to offer deductible-free plans, according to a new report. Mercer's "2023-2024 Inside Employees' Minds" survey results jibe with other reports that some...
Don’t Get Sued Over Your Firm’s Holiday Party
Holiday parties have made a comeback despite, or maybe because of, more people working remotely. Many managers want to bring their teams together under one roof as it's become apparent that connecting face-to-face is vital to a vibrant and cohesive work atmosphere....
Open Enrollment: Help Younger Workers Understand Their Coverage
A new study's findings that many workers have a poor understanding of their employer-sponsored health insurance benefits, presents an opportunity for businesses to extend targeted support to staff during open enrollment. The "2023 Optavise Healthcare Literacy...
Protect Your Identity When Shopping Online for the Holidays
As more and more people do their shopping online, the chances that you will be the victim of identity theft increase. In 2022, 15.4 million Americans were victims of online identity theft, affecting 6% of all consumers in the U.S., according to the "2023 Identity...
Rechargeable Lithium-Ion Battery Best Practices
Make sure you and your team understand the following focus areas for Lithium-Ion batteries: Battery Pack Usage Manufacturer's Guidance Charging Stations Battery-powered work vehicles Learn More The information being provided is strictly as a courtesy. When you...
Securing a Guaranteed Income for Life
Many of us understand the need for protection against the financial consequences of unexpected illness and death. But what about the financial impacts of living a long life? Americans are living longer into retirement than ever before. That means retirement savings...
Medigap: What Are Your Options?
Confused about your Medicare supplement options? You aren't alone. As you reach the age of 65, you have a lot of decisions to make. Most people understand that standard Medicare Part A coverage, or Part A and Part B, by themselves, offer a pretty skeletal medical...
New Rules Aim to Rein in Deceptive Medicare Advantage Advertising
We've all seen the splashy TV commercials with Joe Namath or William Shatner promising you the world if you call a 1-800 number and opt for the Medicare Advantage plan they are hawking: Free meals, free gym memberships, free dental coverage and a bunch of other...
Medicare Coverage of Weight-Loss Drugs
Novo Nordisk's Ozempic and Wegovy (semaglutide) and Eli Lilly's Mounjaro (tirzepatide) were originally created to treat Type 2 diabetes, but they have a beneficial side effect: They suppress the urge to eat, and patients typically lose significant amounts of weight as...