Articles

Employers who were surveyed for a new report expected that group health insurance premiums would increase 5.4% this year and at a faster clip in 2024 as inflation hits medical costs. Employers said they are looking to manage growing group benefit costs without...

If you are running a business, you need to get an early start on preparations for your small group health plan open enrollment, particularly now as so much confusion abounds about the state of health insurance in the country. With recent new regulations, options have...

OSHA encourages employers to investigate all accidents in which a worker was hurt, as well as close calls — sometimes called "near misses" — in which an individual might have been injured if the circumstances had been slightly different. The agency suggests using the...

Automobiles are one of the most significant exposures to loss a company can face. To ensure that you effectively manage your company's vehicle liability and risk exposure, you need to have an effective risk management strategy. Without one, the consequences to your...

California employers cannot be held liable for the spread of COVID-19 cases by employees who contracted the disease on the job and spread it in their household, the California Supreme Court held on July 6. In its unanimous decision, the court said that saddling...

One of the regular hassles in the agricultural sector is getting trucks or tractors stuck in the mud, dirt or snow. Unfortunately, during these times workers stand a greater chance of getting injured, or worse. Serious, disabling injuries and deaths have occurred when...

A recent decision by the U.S. Supreme Court will make it more difficult for employers to deny employees' requests for religious accommodations in the workplace. The unanimous decision by the court in the case of Groff vs. DeJoy basically upends a standard for...

One of the biggest risks to warehouses and production facilities is fires, which can spread rapidly in these environments. Facilities that are most at risk are those that have high ceilings, large footprints and hold large quantities of inventory that is stored close...

Working with irrigation pipes can be a high-hazard job if the pipes are not installed, moved and maintained properly. Hazards can include: Contact with electrical cables or wires. Contact with moving parts. Transportation. Trenching. Underground utilities.   Make...

Large construction projects involving multiple contractors are ripe for claims and if your company is involved in such an enterprise, one of your top priorities needs to be risk mitigation. With the specter of property damage, material losses and workplace injuries...

Fed-OSHA has proposed new regulations that would require personal protective equipment for construction workers to be properly fitting.   OSHA's main concern is that the current standard PPE doesn't clearly state that the equipment must fit each construction worker...

Would your employees know where all the exits are in case their first choice was too crowded or it was not available because of the emergency? Maybe they work in a small office or a small building, while others might be in a large complex with many exits. Are you sure...