Articles

If you have a home heating unit and/or appliances that use natural gas, there is always the danger of carbon monoxide poisoning in case of a leak or if a burner on your stove wasn't shut off properly. Accidental CO poisoning kills at least 420 people and sends more...

For high-net-worth individuals, the financial consequences of being sued can be serious business. They typically have more assets at risk should be they be hit with a large court settlement or judgment and, while compensatory damages may be standard across the board,...

When you own a home, you may have extenuating circumstances and/or own property that your insurance may not cover. In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy. Fortunately, there are a number...

So often when we talk to one of our clients who has just filed a claim for fire or water damage, we find that they wish they would have stayed on top of repairs and maintenance. Indeed, the majority of homeowner's insurance claims are preventable with just a little...

You've no doubt been overwhelmed by the amount of fine print that your insurance policy has. The main reason for the fine print is to lay out in detail what the insurance company will cover in case of a claim and what it won't. It's important that you go through this...

It's become evident over the past few years that wherever you live, you are increasingly at risk at some point of experiencing unusually strong storms that can dump multiple inches of rain in a short period of time. Heavy rains are increasingly inundating places that...

According to the FBI, more than 500,000 residential burglaries occur every year. That equates to one every 15 seconds. While the chances of your home being burglarized depend on where you live and sometimes, just plain luck, it's important to be prepared for filing a...

We've told you before about the increasing number of car accidents and vehicular injuries – many of them resulting in deaths – that many observers attribute to distracted driving. But what you may not know is that pedestrian fatalities are now at a 42-year high and...

With climate change concerns growing, some people have started taking steps to reduce their carbon footprint while behind the wheel. While you can go all in and buy an electric vehicle, there are actually things you can do with a gas-powered car that will use less...

When you own a home, you may have extenuating circumstances and/or own property that your insurance might not cover. In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy if you have to file a claim....

Homeowner's and renter's insurance provides vital protection against a range of risks, from property damage to liability claims. However, many homeowners are unaware that their policies come with sublimits for certain household items. These are caps placed on the...

The Centers for Medicare and Medicaid Services has published a final rule aimed at improving how prior authorizations are handled by health insurers. The measure primarily limits the time insurers have to approve or deny requests. In addressing wait times for prior...