Articles

At some point we all feel it, those regular body aches creeping in, getting tired easily and feeling low on energy. And you ask yourself: Why do I feel so old? People reach their physical peak when they are between 30 and 35 years old, and after that, the average...

Medicare announced in February that it would start a pilot project that would require pre-treatment approvals before patients can access certain types of care at select outpatient surgical centers that the Centers for Medicare and Medicaid Services has identified as...

Medicare members can enjoy the benefit of prescription drug coverage by simply enrolling in Part D plans, which are hosted by private insurers. However, there's a catch: If you don't sign up for a Part D plan when you first sign up for Medicare, you will face lifelong...

We would all love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of medical care, especially as we get older. Yes, we have Medicare to cover the major medical expenses of those Americans over age 65....

Sadly, thousands of Americans lose their homes every year because they can no longer make the insurance and mortgage payments on their home following the unexpected death or disability of a family breadwinner. In many cases, this is unnecessary. Term life insurance in...

One of the biggest mistakes people make in planning their health and life coverage is assuming they'll never need long-term care services, or that if they do need these services, they will pay for them with their savings. And many people shy away from long-term care...

If you have a home heating unit and/or appliances that use natural gas, there is always the danger of carbon monoxide poisoning in case of a leak or if a burner on your stove wasn't shut off properly. Accidental CO poisoning kills at least 420 people and sends more...

For high-net-worth individuals, the financial consequences of being sued can be serious business. They typically have more assets at risk should be they be hit with a large court settlement or judgment and, while compensatory damages may be standard across the board,...

When you own a home, you may have extenuating circumstances and/or own property that your insurance may not cover. In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy. Fortunately, there are a number...

So often when we talk to one of our clients who has just filed a claim for fire or water damage, we find that they wish they would have stayed on top of repairs and maintenance. Indeed, the majority of homeowner's insurance claims are preventable with just a little...

You've no doubt been overwhelmed by the amount of fine print that your insurance policy has. The main reason for the fine print is to lay out in detail what the insurance company will cover in case of a claim and what it won't. It's important that you go through this...