Hybrid Policies Blend Long-Term Care and Life Coverage

One of the biggest mistakes people make in planning their health and life coverage is assuming they’ll never need long-term care services, or that if they do need these services, they will pay for them with their savings. And many people shy away from long-term...

The Dangers of Carbon Monoxide Poisoning in Your Home

If you have a home heating unit and/or appliances that use natural gas, there is always the danger of carbon monoxide poisoning in case of a leak or if a burner on your stove wasn’t shut off properly. Accidental CO poisoning kills at least 420 people and sends...

Why Wealthy Households Need Personal Umbrella Coverage

For high-net-worth individuals, the financial consequences of being sued can be serious business. They typically have more assets at risk should be they be hit with a large court settlement or judgment and, while compensatory damages may be standard across the board,...