Understanding Your Policy Exclusions

You’ve no doubt been overwhelmed by the amount of fine print that your insurance policy has. The main reason for the fine print is to lay out in detail what the insurance company will cover in case of a claim and what it won’t. It’s important that...

Safeguarding Your Home Against Major Rainstorms

It’s become evident over the past few years that wherever you live, you are increasingly at risk at some point of experiencing unusually strong storms that can dump multiple inches of rain in a short period of time. Heavy rains are increasingly inundating places...

What Your Insurance Covers from a Home Burglary

According to the FBI, more than 500,000 residential burglaries occur every year. That equates to one every 15 seconds. While the chances of your home being burglarized depend on where you live and sometimes, just plain luck, it’s important to be prepared for...

Pedestrian Deaths Surge to 42-Year High

We’ve told you before about the increasing number of car accidents and vehicular injuries – many of them resulting in deaths – that many observers attribute to distracted driving. But what you may not know is that pedestrian fatalities are now at a 42-year high...

Cruising Green: Your Guide to Eco-Friendly Driving

With climate change concerns growing, some people have started taking steps to reduce their carbon footprint while behind the wheel. While you can go all in and buy an electric vehicle, there are actually things you can do with a gas-powered car that will use less...

Five Insurance Policies Homeowners Often Overlook

When you own a home, you may have extenuating circumstances and/or own property that your insurance might not cover. In fact, there may be risks in your home that you never thought of and that won’t be covered by your homeowner’s policy if you have to file...