Hybrid Policies Blend Long-Term Care and Life Coverage

One of the biggest mistakes people make in planning their health and life coverage is assuming they’ll never need long-term care services, or that if they do need these services, they will pay for them with their savings. And many people shy away from long-term...

How DNA Testing Could Change Life Insurance

The advent of home DNA-testing kits has opened up a can of worms and spawned many unanswered questions about life insurance, in particular. Life insurers are concerned that their policyholders may hide results from DNA tests that show they may have a propensity for...