by lportee53 | Oct 2, 2025 | Articles
Medicare members can enjoy the benefit of prescription drug coverage by simply enrolling in Part D plans, which are hosted by private insurers. However, there’s a catch: If you don’t sign up for a Part D plan when you first sign up for Medicare, you will...
by lportee53 | Sep 24, 2025 | Articles
We would all love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of medical care, especially as we get older. Yes, we have Medicare to cover the major medical expenses of those Americans over age 65....
by lportee53 | Sep 5, 2025 | Articles
Sadly, thousands of Americans lose their homes every year because they can no longer make the insurance and mortgage payments on their home following the unexpected death or disability of a family breadwinner. In many cases, this is unnecessary. Term life insurance in...
by lportee53 | Aug 26, 2025 | Articles
One of the biggest mistakes people make in planning their health and life coverage is assuming they’ll never need long-term care services, or that if they do need these services, they will pay for them with their savings. And many people shy away from long-term...
by lportee53 | Aug 19, 2025 | Uncategorized
The advent of home DNA-testing kits has opened up a can of worms and spawned many unanswered questions about life insurance, in particular. Life insurers are concerned that their policyholders may hide results from DNA tests that show they may have a propensity for...