Articles
Protecting Your Valuables: Home Safe vs. Safe-Deposit Box
While most of us take steps to protect our assets from fire and theft, there are some items in your home that you likely cannot afford to lose in any circumstances. Think: birth certificates, passports, Social Security cards, tax documents and any collections of...
What Everyone Should Know About Umbrella Insurance
Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of a million dollars. Sometimes known as excess liability or personal liability insurance, umbrella insurance doesn't stand alone. Instead, it adds another layer...
More Employers Add Narrow Networks to Offerings
More employers are including narrow provider network insurance plans among their plan offerings to their employees to give them a lower-cost premium option. Narrow provider networks limit the number of covered providers included in health insurance plans. While these...
Many Employees Choosing the Wrong Health Plans
A new study has found that many people in employer-sponsored health plans are enrolling in plans that are costing them more than they ought to be paying. Many employees choose pricey plans with low deductibles, which force them to spend more up front on premiums to...
Inflation Could Hit Group Health Insurance Premiums
The health care sector is not immune to the effects of spiking inflation, and the increasing cost of care is likely to spill over into health insurance — but it's uncertain by how much. Mid-year is the time that health insurers start setting their pricing for the...
Importance of Educating Gen Z Workers on Benefits
It always takes more time than usual to onboard new employees — particularly ones who are new to the workforce altogether — to your employee benefits plans. Keep in mind that the ritual of choosing a benefits package is a brand-new experience for people who are...
Time to Comply with Health Plan Transparency Rules
July 1 was the deadline for health plans to make public their in-network negotiated rates, out-of-network billed charges, and more. While health plans will be required to post this information, employers who sponsor their group health insurance for their employees...
The Cost of a Ransomware Goes Beyond the Ransom Paid
One of the fastest growing cyber threats to businesses is ransomware, which hackers use to shut down an organization's computer system until the victim pays a ransom to unlock it. While most organizations focus on the cost of the ransom, which can easily run into the...
Don’t Get Caught Holding the Bag If Your Company Is Sued
There is no set formula regarding how much liability insurance a business needs. However, the more coverage you have, the more bulletproof your company becomes. If you are running a very successful business, you will probably want minimal disruption if an incident...
Why Every Business Needs Hired and Non-Owned Auto Coverage
Even if you have company cars or a fleet of vans, occasions may arise that require an employee to run an errand in their personal vehicle or one of your employees needs to rent a car while on a business trip visiting a client. In these circumstances if you don't have...
Workers Cite Health Benefits as a Top Factor When Accepting a Job
Despite the job market upheaval and intense competition for talent, there is a mismatch between the value that human resources executives and job prospects put on employee benefits, according to a new survey. One in five workers surveyed said that health care and...
Illness or Injury: How Your Business Can Protect Your Employees
According to a recent survey, four in 10 American workers live paycheck to paycheck. This means that an unexpected illness or injury that takes someone off the job for more than a few days can have devastating consequences for many of your employees who depend on...