Articles

Most long-term care insurance policyholders continue paying their premiums when their insurer raises the rates, a new study has found. LTC insurance premiums have been climbing steadily over the past few years due to a number of factors, including rising costs, longer...

Disability insurance can help keep your cash flow going should you be hit by a disabling event such as an injury or a sudden illness that prevents you from working. But besides protecting your income, disability insurance can also safeguard your retirement goals by...

Inflation levels are at the highest we've seen since the 1970s. Increased prices will have a significant impact on retirement portfolios, as retirees are forced to withdraw more money each year than they expected just to maintain their current standard of living....

About one in six children between ages three and 17 has a developmental disability, according to the Centers for Disease Control and Prevention. But a University of Illinois study found that fewer than half of parents of disabled children are actively planning for...

Life insurance has many applications. But its most important purpose is protecting children against the untimely death of a parent. Here are seven life insurance principles for parents:   1. Buy enough When you have young children, you probably need a lot of life...

A pre-existing condition is a medical issue you are known to have when you apply for health insurance coverage. According to the Kaiser Family Foundation, about 27% of Americans under 65 have at least one significant pre-existing medical condition. A decade ago, a...

As a Medicare recipient, you would have likely noticed the surge in your Part B premiums for this year. That jump in premium was linked to a decision by the Federal Drug Administration approving for use a controversial and expensive Alzheimer's disease medication:...

Medicare health benefits seem confusing to many people, so it is important to learn what is available and what to expect before you have to sign up. You have three months before you turn 65, the month you turn and three months after you are 65 to decide how extensive...

As we continue to live increasingly longer lives, countless grown children have taken on the responsibility of caring for their elderly parents. Sometimes, this job includes much more than just physical and mental support — it often requires these grown children to...

You've probably heard the term "life insurance settlement" countless times on the news or from friends. It can be confusing since life insurance policies usually only pay out after someone's death. But these settlements can be a life saver for someone with a policy...

When considering life insurance, many consumers believe term insurance is the best option. However, this is not always the case. In fact, that choice depends on your life circumstances. It is true that term life insurance, which covers you for a specified amount of...

Your home is probably your most valuable possession, along with everything inside. It is a place you want to feel safe and secure from the potential dangers of the outside world. Employing and engaging in some basic best practices around home security is the first...