Articles

There is no set formula regarding how much liability insurance a business needs. However, the more coverage you have, the more bulletproof your company becomes. If you are running a very successful business, you will probably want minimal disruption if an incident...

Even if you have company cars or a fleet of vans, occasions may arise that require an employee to run an errand in their personal vehicle or one of your employees needs to rent a car while on a business trip visiting a client. In these circumstances if you don't have...

Despite the job market upheaval and intense competition for talent, there is a mismatch between the value that human resources executives and job prospects put on employee benefits, according to a new survey. One in five workers surveyed said that health care and...

According to a recent survey, four in 10 American workers live paycheck to paycheck. This means that an unexpected illness or injury that takes someone off the job for more than a few days can have devastating consequences for many of your employees who depend on...

Workplace bullying is on the increase, and it constitutes a major risk to companies that fail to take action. If you learn of a bully in your ranks, you need to take immediate steps to mount a serious investigation and take action if the accusations turn out to be...

When you're in the construction industry you already have lots to worry about: Keeping your workers safe in one of the most dangerous industries, uninsured or underinsured subcontractors, and finding experienced employees from a shrinking pool of talent. Not only...

As online threats continue growing, businesses need to consider securing cyber insurance policies that can help defray the costs of an attack on their network or a theft of their employees' or clients' personally identifiable information. For some companies coverage...

Summer is here and while most of us look forward to picnics, outings, camping and vacations, it's smart to also do a few nips and tucks on your home. Take the time when the weather is nice to inspect and tackle any maintenance now, well ahead of fall and winter, and...

Many people like to celebrate summer by having a cookout with family and friends. But with more outdoor cookouts and celebrations comes the increased risk of fires caused by grilling mishaps. The peak month for grill fires is July, with June and August close behind,...

If you hire interns during the summer months as a way to buffer your operations during this busy period, you need to understand your obligations as an employer, particularly if your interns are unpaid. Under federal law, the majority of interns must be paid at least...

Many employers receive aggressive sales calls from employee leasing firms or their brokers telling them they can not only get rid of the administrative headache of handling payroll and compliance, but also reduce their workers' comp costs. These organizations —...

The National Highway Traffic Safety Administration now classifies drowsy driving as "impaired" driving, putting it in the same category as driving under the influence of drugs or alcohol. The dangers of drowsy driving are real and the NHTSA estimates that it...