Articles

Accidental Death & Dismemberment and Your Life Insurance —

What You Need to Know We all understand the importance of carrying life insurance, particularly if you have a family that depends on your income. But if you were to have bad accident that left you with the loss of a limb, eyesight or hearing, you would be unable to...

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How to Cover Your Expenses If Laid Up from a Serious Illness

While your health insurance will cover most of your health care costs, if you are hit with a serious illness, you'll likely be out more than just your out-of-pocket expenses for health care. The time off recuperating or receiving treatment can cut into your ability to...

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Medicare Star Rating Drops: What Should You Do?

If you've been looking at swapping out your Medicare Advantage plan for another, you may have noticed that your existing plan's "star rating" has changed. If it hasn't dropped: Congratulations. One in four plans that had a Medicare star rating of four or more in 2022...

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Annuities, Inflation and Recessions — Oh My!

Annuities are ideal retirement assets. They can be useful in buttressing your retirement portfolio against the twin threats of recession — which is usually accompanied by big declines in stock prices — and inflation, which eats away at the purchasing power of your...

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Policyholders Wary of Smart Devices with Insurance Discounts

A new study has found that a majority of policyholders would not install smart home devices or have a data-sharing device installed on their vehicle just to get a discount on their insurance premiums. New technology can monitor your driving habits in real time — and...

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Umbrella Coverage and How to File a Claim

When you are deemed at fault for an accident your liability coverage can protect you. But what if your liability coverage is not enough to cover the cost of damages or litigation? This is where umbrella insurance comes to the fore. If costs associated with an accident...

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Is Health Plan Self-Funding Right for Your Firm?

As group health costs continue climbing and more employees struggle with the cost of premiums and out-of-pocket expenses, some employers are starting to take a second look at self-funded, or partially self-funded plans. These plans give employers more skin in the game...

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