Articles

Large construction projects involving multiple contractors are ripe for claims and if your company is involved in such an enterprise, one of your top priorities needs to be risk mitigation. With the specter of property damage, material losses and workplace injuries...

Fed-OSHA has proposed new regulations that would require personal protective equipment for construction workers to be properly fitting.   OSHA's main concern is that the current standard PPE doesn't clearly state that the equipment must fit each construction worker...

Would your employees know where all the exits are in case their first choice was too crowded or it was not available because of the emergency? Maybe they work in a small office or a small building, while others might be in a large complex with many exits. Are you sure...

The sizes of large jury verdicts have exploded in recent years, putting a strain on businesses not only for what they have to pay out of pocket, but also the size of the premium they pay for their liability coverage. These damages juries are awarding have gotten so...

Buying life insurance is a big commitment and the application process can be lengthy, but you are relying on the financial soundness of the life insurer to ensure that it will live up to its obligations should you pass. Fortunately, there is a method for gauging an...

If you are trying to reduce your tax burden in retirement, one way to do that is to make a charitable contribution from funds in a traditional or Roth individual retirement account. There are multiple benefits to you for making a qualified charitable distribution. The...

Big changes are coming to Medicare Part D drug plans in 2024 and 2025 that will significantly reduce the out-of-pocket costs for seniors, and for many of them eliminate the restrictions of the "donut hole." The rules were part of last year's Inflation Reduction Act,...

Health professionals encourage home care for recovery when it is possible, and insurance companies may encourage it as well to reduce the cost of care for themselves and patients. Additionally, as more baby boomers enter their golden years and wrestle with the onset...

Having a life insurance policy is a must for anyone with a family reliant upon their income. If you were to die without a life policy to protect your family, they could very easily find themselves in an insurmountable financial crisis. A life insurance policy works to...

Too many families and small business owners overlook the foundational financial planning step of getting sufficient life insurance protection in place. According to LIMRA, about 48% of U.S. families are significantly underinsured, and about 37 million Americans have...

One of the daunting issues that hangs over many people's picture of their ideal retirement is the tax implications when they start withdrawing funds from their 401(k) plan or IRA. If you've been diligent about socking money away in your retirement plans, your income...

After the kitchen, the garage is the second-most common place in the home where fires start. There are some 6,600 garage fires that cause an estimated $457 million in property losses every year, according to the U.S. Fire Administration. The danger is that these...